Jezreel SannadanFinancial Wealth Planner

Long-term wealth & legacy

Build wealth today. Create a legacy tomorrow.

True wealth isn’t just about how much you earn, but what you’re able to pass on. Let’s make sure your hard work today builds a lasting legacy for the people you love.

Talk to JezreelLearn More
A family of four on a mountain ridge at sunset, looking out over the valley, with the words: Generational wealth isn't luck. It's a plan.

Generational wealth

More than wealth. It’s a head start.

Generational wealth isn’t just about leaving money. It’s about giving your family more options — better education, greater security, and the freedom to pursue their dreams.

  • Financial Security
  • More Opportunities for Future Generations
  • A Lasting Family Legacy
What are you planning for?

Pass it on — intact.

For a family with property, a business or investments, the problem is rarely the size of the estate. It’s that the 6% estate tax must be settled before any title can change hands.

  • Cover sized to your estate, so there's cash for the estate tax and nothing has to be sold to raise it.
  • Paid to an irrevocable beneficiary, the proceeds stay outside your taxable estate.
  • Paid directly to the people you name — not through the estate.
  • Received by your beneficiaries free of income tax.
Ask Jez about wealth transfer

Global funds, invested through BlackRock.

FWD’s investment-linked plans put your money into global markets, with life cover built in. These two funds invest in funds and ETFs run by BlackRock — the world’s largest asset manager.

Peso Nitro Global Payout Fund

Quarterly payouts

Aims to provide regular payouts from a mix of global equities, bonds and multi-asset income funds.

1-year return
25.07%
Since launch (p.a.)
10.55%
Fund size
₱70.8B
Risk profile
Aggressive

Fund return, including payouts, to 30 April 2026. Unit price ₱1.24173 on 10 September 2026.

  • Paid out every quarter since November 2022 — 15 payouts in a row
  • Latest: ₱0.015395 per unit (May 2026) — 6.16% a year on the ₱1.00 launch price

Invests in: BlackRock Global Funds – Global Multi-Asset Income Fund (31%), plus iShares MSCI World, Convertible Bond and Global Aggregate Bond ETFs

See the full fund page on FWD

Peso Global Good ESG Fund

Growth · no payouts

Global companies rated best in class for managing environmental, social and governance risks — for long-term growth.

1-year return
34.07%
Since launch (p.a.)
11.41%
Fund size
₱8.1B
Risk profile
Aggressive

Fund return, to 30 April 2026. Unit price ₱1.87978 on 10 September 2026.

  • Growth fund — no payouts; returns stay invested
  • Benchmark's worst single year: −13.56%. Best: +47.73%. Average: 14.64%

Invests in: iShares MSCI World SRI ETF (98% equities)

See the full fund page on FWD

Peso Nitro payouts: The cash payouts are not guaranteed. The payout may come from income, capital appreciation, and/or capital of these funds. Any payout will reduce the NAVPU of the fund.

These funds are denominated in Philippine Pesos and invest in US Dollar-denominated underlying securities. They are exposed to foreign currency risk, and currency movements may affect NAVPU and payouts.

Past performance is not indicative of future performance. Fund values can go down as well as up, and the investment risk is borne by the policyholder. Both funds are managed by FWD Life Insurance Corporation.

Ask Jez about these funds

Protect the business you built.

A business is only as secure as the people who run it. Two kinds of cover exist for exactly that.

Group Life Insurance

Life cover for your whole team under one policy — a benefit that helps you hire and keep good people, and supports their families if the worst happens.

Keyman Insurance

Pays the business if a key person dies or becomes disabled — money to steady the company, cover lost revenue and find a replacement. Set up on an investment-linked plan, it can also build value and, in a payout fund, earn the business potential cash payouts. Neither is guaranteed.

Ask Jez about corporate plans

Life insurance

A tax-free leverage
for your legacy.

Life insurance isn’t just protection — it’s a strategic financial tool. The death benefit reaches your beneficiaries free of income tax, and with an irrevocable designation it stays outside the taxable estate — so more of your wealth goes to the people you love.

  • Income-tax-free death benefit

  • Liquidity for estate taxes

  • Flexible use of funds

  • Preserves your estate plan

Without life insurance

Your estate may face:

  • A 6% estate tax on the net estate
  • Assets sold to raise the tax
  • Delays before titles can be transferred
  • Less for the people you love

More of your wealth could go to taxes.

With life insurance

Your family gets:

  • A death benefit free of income tax
  • Immediate liquidity
  • Cash to settle the estate tax — without selling
  • More to pass on to future generations

More of your wealth stays in the family.

Estate-tax treatment depends on how the beneficiary is designated and on current law (NIRC Sec. 85(E); estate tax under RA 10963). Talk to a tax professional about your own situation.

Your legacy. Your plan.

Because your story doesn’t end with you.

Let’s build a plan that protects your wealth, keeps taxes to what the law requires, and helps your legacy last for generations.

Talk to JezreelOr take the Free Protection Check
A child on a parent's shoulders, arms spread wide toward the setting sun, with the words: It's not just about what you leave behind, but what you set in motion.

Private consultation

Let’s talk about what you’re building.

Your estate, your investments or your business — a private conversation on Google Meet, at a time that suits you. No obligation.

30 minutes · Free · Google Meet

“I never felt judged or pressured, and I genuinely appreciated his willingness to help even when there was nothing in it for him.”
G.DamoslogManilaRecommended on Facebook · August 2026

1/8

  • Financial Protection
  • Wealth Building
  • Legacy Planning
Let’s build your legacy, together.

Important information

  • These are variable life insurance funds. Their value can go down as well as up, and the investment risk is borne by the policyholder.
  • Past performance is not indicative of future performance. Returns are not guaranteed.
  • BlackRock and iShares are trademarks of BlackRock, Inc. They are named here to describe what the funds invest in; this implies no endorsement.
  • Peso Nitro Global Payout Fund: The cash payouts are not guaranteed. The payout may come from income, capital appreciation, and/or capital of these funds. Any payout will reduce the NAVPU of the fund.
  • These funds are denominated in Philippine Pesos and invest in US Dollar-denominated underlying securities. They are exposed to foreign currency risk, and currency movements may affect NAVPU and payouts.
  • Fund returns are as published by FWD Life Insurance Corporation, to 30 April 2026; unit prices as of 10 September 2026. The payout rate shown is FWD’s annualized rate on the ₱1.00 launch price, not a yield on today’s price. Peso Nitro Global Payout Fund · Peso Global Good ESG Fund
  • Estate-tax treatment depends on how the beneficiary is designated and on current law (NIRC Sec. 32(B) and 85(E); RA 10963). Nothing on this page is tax or legal advice.